Potential large loan assumption on this duplex with easy terms and low interest rate. Long term tenants in place. Looking to create your own retirement plan? This property could be a great addition to your portfolio. Located within the city limits of Oroville and within walking distance to parks, schools, daycare facilities, and town, and just across the street from Harrison Stadium. Each unit consists of 2 bedrooms and 1 bathroom with approximately 700 square feet per unit. Current rents are $750 and $800 per month, with scheduled increases to $810 and $860 effective July 1, 2026, which will remain below market rents averaging over $1,000+ per month for similar style units offering future upside potential. There is an attached laundry room on the left side of the structure; no coin operated, but could be installed if desired. Property includes three power meters, one for each unit and one for the laundry room. Owner pays water and trash. Each unit has its own rear yard area. Chain link fencing with wood surround provides separation. Off-street parking available in the front for up to four vehicles, with privacy bushes buffering the road. Exterior of the building is stucco. Parking area, landscaping and building cosmetics could use some TLC. Units are owner-managed. This may not be a high cash flow property, but it offers the potential to pay for itself over time as part of a long-term retirement strategy. With a potential negotiable loan assumption, this presents an opportunity for a buyer to avoid lender and appraisal fees, as well as the time and hurdles associated with traditional financing. Buyers should discuss loan terms with their agent as outlined in private MLS remarks. Income and expense figures are approximate. IMPORTANT NOTE: Must provide proof of funds sufficient to close transaction as proposed with offer "Subject to interior inspections", prior to making any showing arrangements. SELLER DOES NOT WANT TO UNNECESSARILY DISTURB TENANTS.

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